With the rapid technological growth around the world, computers have become a major part of life and it somehow dictates how we live. In our world today, computers are used for virtually everything.
The rate of computer usage also increased by a large percentage last year when the Covid-19 pandemics led to a national lockdown, and this means most people started working from home, and computers were being used.
As an electrical device, a computer is prone to malfunction at any time, and you could lose everything stored in it. Finding yourself in such a situation means you might experience a financial setback, although sometimes the warranty comes in handy. But what happens when the warranty doesn’t cover certain damages? Why not ensure your computer to be on the safe side?
The question now is, how do you know your computer needs to be insured? Listed below are 4 signs that should tell you that:
When your company relies on computer
98% of companies rely on computers to run their daily businesses and that is one major sign that you need computer insurance. What if your computer crashes, how will you recover your lost files? Also, when you consider the fact that repairing damaged computers might actually be expensive, the need to get computer insurance becomes even more apparent. If your computer is insured, the insurance company will take responsibility for all damages.
The rapid rise in hacking and cyber theft
Why wait till your computer is hacked before insuring it? When your computer is hacked, important information falls into the hands of the wrong people and you or your company could be harmed in the process. Hackers are everywhere and sometimes, despite the security measure you use, some hackers have improved their skills and they can bypass most security measures. However, if this happens, you will have to recreate your data and your computer insurance can take care of it.
When you think it’s time for an upgrade
Believe it or not, technology advances daily and you would not want to be left behind. When something new comes up and you want to upgrade, you have nothing to worry about because computer insurance covers everything about your computer. Both old and new technologies are covered.
When your general insurance doesn’t cover your computer
You know about various insurance policies and you may think the general insurance policies you got will cover your computer. You will only get to find out if something happens to your computer.
Getting your computer insured should be a top priority especially if you rely completely on your computer to do your job. If you are yet to insure your computer, then it is time to do so to avoid any unforeseen circumstances that will affect your business.